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What is a Routing Number?

Posted: Thu Jul 10, 2025 4:22 am
by rumiseoexpate15
The Union Bank routing number or any routing number is important just as much as your account number. While it is not directed to you as a person related number, it is of importance for relevant bodies to process your funds.

A routing number is a nine-digit number that tells of the bank’s location, branch, and other Federal Reserve constitution. So if you want your money or funds to get the process from one area to another, the routing number is the one that properly points out where it should be processed and delivered. For example, Suntrust routing number is used by Suntrust bank account holders while BECU routing number is used by BECU account holders.

Routing numbers are typically used for funds transfer, tax phone number database registration, and bills payment using your bank account. Routing numbers are not confidential, but they are still of importance. It is just not directly important to any account holder.

If I use a different branch for banking purposes but my account was opened in another branch, so which one is my routing number?
In order to simplify the banking process, the banks use the branch and location where your account was opened as the one which is your routing number.

Can I find out my routing number on my debit/credit card?
No. A routing number is only used for the bank to bank transfers, therefore it can not be found out using your debit or credit card. However, you can bookmark this page for easy accessibility so that you can find your routing number whenever you need it.

Is my Routing Number and Account Number the same?
Routing Number and Account Numbers are different. Routing Number is the number which is used for identification of a particular bank branch, according to location. Account Number is specific and unique to your account. A lot of people will have the same Routing Number but no one will have the same Account Number as you.